Personal Checking
Regular Checking
- Minimum Balance to open account is $250
- Monthly maintenance fee is $10
- With $750 minimum balance, no maintenance fee
- No additional per item fee
- Unlimited check writing
- Free Debit Card
- ATM Transactions at Foreign ATMs in U. S. are Free
"The Classic" Account
- Minimum balance to open this account is $250, with no minimum balance required thereafter.
- Monthly account maintenance fee is $12.
- Free Debit Card
- ATM Transactions at Foreign ATMs in U. S. are Free
- Online Banking
- Online Bill Pay (15 per Month Free)
- Overdraft Privilege
- Sweep Overdraft Protection*
- Reduced rates on Consumer Loans
- Other benefits include unlimited check writing, free personalized checks**, free cashier's checks**, free photocopies**, discounts on stop payment orders**, automatic funds transfers, discounts on wire transfers**.
* Cannot have Sweep overdraft Protection and Overdraft privilege on same account
**Some restrictions apply
21-60 Account
- For Customers age 21 & Under and age 60 and Over
- Minimum opening deposit $250
- No minimum balance required
- No monthly maintenance Fee
- Unlimited Check Writing
- Free Personalized Checks**
- Free Debit Cards
- ATM Transactions at Foreign ATMs in U. S. are Free
**Some restrictions apply
NOW Account
- Minimum balance to open this account is $1,000
- There is a service charge fee of $10 if balance falls below $1,000. No service charge for accounts with balances above $1,000
- Variable rate set by management and subject to change at any time
- Unlimited check writing
- Free Debit Cards
- ATM Transactions at Foreign ATMs in U. S. are Free
- Minimum balance to obtain the disclosed annual percentage yield is $1,000
Health Savings Account (HSA)
- Available to individuals who are eligible for “HSA” accounts.
- Contact us for details.